Tanzania · Pay for your phone over time

Own a smartphone today. Pay in easy steps.

ZENTO helps you buy a phone from a trusted shop near you, pay a small amount first, then clear the rest in daily, weekly, or monthly installments — using mobile money you already know.

12

Phone shops working with us

820

Customers served

819

Phones financed so far

819

People currently paying

Built for everyone in the journey

ZENTO is one service with a clear role for each person — so buying a phone on installments stays simple from start to finish.

If you want a phone

Get a real smartphone from a shop near you and pay in small amounts you can plan for.

  • Clear plan: first payment, then daily, weekly, or monthly
  • Pay with Mobile Money or paybill — like other bills you know
  • Your own app to see balance, receipts, and how to pay
  • SMS reminders so you never forget a due date

If you run a phone shop

Grow your business by helping customers own phones today — while you earn on every sale.

  • Register customers and submit applications from your phone
  • Sell Samsung, Infinix, Tecno, itel, and more
  • Track commissions and request payouts
  • We handle payments and follow-up — you focus on sales

How we keep it fair

Our team checks every application and supports customers and shops throughout the loan.

  • Review applications before a phone is released
  • Phone protection if payments are missed
  • Help desk when customers or shops need answers
  • 10+ phone models available to finance

What you get with ZENTO

Clear prices, fair plans, and support in Kiswahili — so owning a phone feels simple, not stressful.

Easy phone plans

Pay a small amount first, then the rest daily, weekly, or monthly — with guarantors for extra trust.

Simple payments

Pay through paybill or mobile money. Your payment is recorded straight away and applied to your plan.

Your phone stays protected

If payments fall behind, the phone can be locked until you catch up — helping shops lend with confidence.

Support for phone shops

Shops register customers, track sales, and earn commission — all from one app on their phone.

App for customers

See your balance, how to pay, payment history, and help when you need it — in clear, simple language.

Trusted behind the scenes

Our team monitors payments, supports shops, and makes sure every agreement is handled fairly and on time.

Made for Tanzania

We use mobile money, Kiswahili, and local phone shops — the way people here already buy and pay.

Safe & fair checks

Guarantors and ID checks before you receive a phone. We may also call you in Kiswahili to confirm your application.

Pay your way

Use paybill or mobile money — the same tools you use for bills and transfers every day.

Buy from a shop you trust

Get your phone from a local shop you can visit, not from a stranger online.

Real phones, real plans

You finance the actual phone in your hand — not cash — so everyone knows what was agreed.

Samsung
Infinix
Tecno
itel
ClickPesa
Snippe

Talk to us

Customers, shop owners, businesses, and investors — we are happy to hear from you.

Who can reach out?

  • Want a phone? Visit a ZENTO shop near you or ask us which shops serve your area.
  • Run a phone shop? Join our network and offer installment plans to your customers.
  • Business or investor? Ask about partnership, growth, or how ZENTO works.
  • Need help with a payment? Contact us with your name and phone number — we will guide you.

Contact details

Send us a message and we will reply as soon as we can. For urgent payment issues, include your registered phone number.

Email: zento@zatam.loan

Phone: +255744100734

Send an email